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McCloskey Motors Reviews | http://BigJoeAuto.net

Pros and cons of extended warranties from Salisbury Ford

Buying a new car or truck is a major investment. It makes sense that car buyers want to protect that investment, however there is much debate over the necessity of extended warranties. Here at Salisbury Ford, we want car buyers to make an informed decision regarding the purchase of an extended car warranty. Consider the following pros and cons of extended warranties.

Benefits of buying an extended warranty

Cars break down and accidents happen, both of which can be very expensive to fix if you do not have the proper coverage. Buying an extended warranty provides coverage beyond the factory warranty when many major repairs become necessary. When you own a car it is not a matter of if something will go wrong, but rather when it will go wrong. It is important to note that not all extended warranties provide the same coverage, therefore carefully reviewing what is or is not covered is imperative to ensure you are getting the best deal for your money. Also consider whether or not the extended warranty is transferable, should you decide to sell the vehicle while the warranty is still in place.

Drawbacks of an extended warranty

Investing in the wrong extended warranty could be a real waste of money should you discover the needed coverage is not really available. Ford dealers in Maryland recommend that each warranty is carefully reviewed before signing on the dotted line. Failure to do so may result in missing important and often well hidden language limiting coverage. Depending on where you buy your extended warranty, the network of acceptable locations for repair may be limited. The biggest drawback of an extended warranty is buying one and never using it; this could happen with new manufacturer warranty covering a longer period of time/mileage than in the past.

If you like the security of an extended warranty yet decide the risks are too much, Ford dealers recommend establishing a car repair fund. If you save the money you would have spent on an extended warranty in a separate savings account, you will have money set aside for repairs in the long term.

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