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Buy a Car Online - Safely

Ask almost anyone in the street, and he or she will tell you that this title is an oxymoron.

Well, is not an unreasonable assumption, because there are many who in good faith have paid for cars online and have then been disappointed either manner, and not only agree, but emphasize that indeed, yes, is an oxymoron.

Online Auto Purchase - Nightmare Scenario No. 1

The Ford Mustang 1968 that a private vendor in Michigan offers a bit more of Sanderson had planned to spend was the precise order I was looking for. Precisely. Color, options, wheels, the lot.

Therefore, its planned spending rose 20% required to meet the price the seller, and he replied, yes, yes, I would buy this car.

The seller of Michigan email back, good to know that and delighted to do business. Just to make sure you know this is on the up and up and we will mail a Certificate of Inspection as well as our number routing and bank account, which must deposit 50% (plus $ 1,200 delivery charge) before we will send the car. We trust you will pay the remaining 50% after acceptance of the vehicle.

Sanderson is convinced this was the level-even the seller had his picture on the site that will sold the car, and once they received the certificate, he wired the 50% plus shipping.

And that was the last time he saw his money, or car, or the seller.

The inspection certificate that proved to be a forgery. The bank account had the money Cable, by the time the police asked him, had been closed. No address for the seller, and Sanderson, a considerable amount of money.

Online Auto Purchase - Nightmare Scenario No. 2

Wilson, in his fifties and a wise man, all accounts, and much more Sanderson savvy business found what he wanted in Florida. A 1976 Jensen Interceptor Series III Sedan, hand-built in England. Wilson had been looking one per year.

Not the color you want, but always should be repainted.

Not cheap, well, he did not expect whatever. Eight e-mails later, and they had agreed a price.

And the clerk, bless him, a man so wise as Wilson himself suggested that the use of an online escrow service to ensure that the deal would go through smoothly satisfaction to everyone. Even recommended a company called Reliable looks great escrow.com to handle the transaction.

Wilson visited the site and was impressed by the professional approach to the offer made. She felt calmer.

Everything was in place. Under the agreement was deposited on 50% the purchase price (a small fortune) in the escrow account, the balance will be paid upon acceptance. He waited, and waited, and waited.

By the time investigators got around to it, there was no longer reliable escrow.com (were registered in Russia), and Wilson had lost his small fortune.

Online Auto Purchase - Nightmare No. Stage 3

Give the money to trade. Shipping arrangements are made. The car arrives. Yes, the same year, model and color as indicated in the notice, but some of the statements that stretched the truth a little. New tires, a-this just a thread to the left. The left headlight was not working, any air conditioning, no rear seat belts. This list was.

When questioned the seller referred to the contract he did, wow, there it was, as it is to have a clause and agreement, not the announcement, was the legally binding document here.

The buyer ended up spending an additional $ 2,350 in a car of $ 4,000 to do so can lead without resorting to collect.

Good intentions

Good intentions-admirable things are too often deprived of a proper follow through, even when present by far since the beginning of an online auto agreement is no guarantee that will happen in the same spirit. Something that is often overlooked, and when the proverbial push comes to shove, the seller simply refuses to eat the extra $ 500, sorry.

And at the other end of the spectrum, where along the intent to defraud you, take another look at the first two scenarios (the third may or may not have begun in good faith).

Internet Fraud

Now if these first two scenarios were rare cases isolated, this article has nothing to do in writing.

However, delivery of items purchased online are an impressive 24.9% of all fraud complaints filed last year with the IC3-Internet Crime Complaint Center, a partnership between the FBI and National White Collar Crime Center (NWC3)-second only to Internet auction fraud, which was the most reported by 35.7%.

Surveillance

So when it comes to buying something online from a private party, especially something as costly as a car, keep the following in mind:

· Note that if a problem occurs, it is harder to solve if the seller is located outside the U.S. laws can vary widely from country to country;

· Learn as much as possible about the seller, especially if the only information we have is an email address;

· Before making a payment for any purchase, you must verify the identity of the seller and contact details if you have a problem with the delivery of the item;

· Ask the seller if delivery is to be expected and if the goods is covered by the warranty if you need to change;

· Use registered or certified mail to enable tracing, which would obviate the claims sent the package but have been "lost in the mail";

· Verify that the information Seller agrees with the phone number email address, and any bank account and location information;

And here is the most important tip of all:

· If you have any doubt about the identity and integrity of the seller and when it comes of high-ticket items like cars, even if you do not have the slightest doubt, and if every intention of appearing as an angel: Use an escrow agent.

An escrow agent or company is an independent third party that has the payment in trust until the buyer receives and accepts the seller's item. While this service will charge a fee, which protects the buyer because the third party will have the money until the goods were received in good condition, inspected, and accepted, and only then release the money to the seller.

Internet Escrow

The principle and process escrow Internet is the same as with the purchase and sale of real estate-where, of course, it is considered that the escrow company because of the quantities necessary involved.

• The buyer or seller opens an account with the online escrow company;

• The prospective buyer of an item sends payment by bank transfer, check or credit card company keeping;

• Deposit to guarantee the company verifies that the funds actually exist, or that the buyer is who represents himself to be and is in possession of credit card, if used;

• A time out this control, the escrow company asks the seller to send the goods;

· Merchandise being shipped and the seller sends the tracking information;

• A once the site shows the shipment of goods as delivered to the custody of the company two checks to ensure that the buyer has the goods on hand;

• The buyer is now amount of time agreed to accept the product or return it to the seller;

· Once accepted by the buyer, the escrow company releases funds to the buyer, less the processing fees and commissions.

Fairly simple. Yes, that is, you're dealing with a legitimate business online escrow.

Fighting game

But the world as we know, likes to throw us curves, and in this case, the curve comes in the form of fraud custody.

Handling, as it does significant amounts of money, the company custody in good faith is often the target of fraud, similar in appearance phishing sites try with you in providing your financial information and where the concept of escrow company itself is flagrantly abused by criminals who set up sites where fraudulent escrow only money, will travel in one direction: you guessed it, away from you.

In fact, the problem of counterfeiting in escrow sites line is now so serious that some legitimate custody and sites have simply given up.

Buyer Guardian, for example, recently closed its doors due to Internet fraud in the theft of your business, and sent the following note on his site: "We are saddened to report that after careful and prolonged examination we have made the decision to cease operations in BuyerGuardian.com. This is a very difficult decision, and that is mainly due to rapid growth custody of online fraud. "

Many of these apparently good escrow company in good faith, established with the sole purpose of enriching the criminal, establishing off-shore, especially in Russia or China, where lax laws on cyber crime (and sometimes questionable cooperation with U.S. authorities) makes it harder to close sites and prosecute the perpetrators to justice.

Enter: Escrow.com

In fact, Escrow.com entered this battle for almost ten years ago during the dot-com boom and has since proven to be the online escrow company they can use to ensure against fraud and fewer auctions and other sales and purchase transactions with the credentials and endurance to prove it.

Licensed by the State of California and by the states of Idaho and Arizona, need separate licenses Escrow.com is the only company online with credentials of storage to serve all U.S. states, and actually does 24 / 7.

While Escrow.com will manage the operations of any size, may not make financial sense to use them to low-cost items, as their rate transaction is $ 25, and the commission is $ 63 per $ 1,000 value of the transaction if payment is by credit card and $ 32.50 per $ 1,000 bank transfer.

But if the value of your dream, Escrow.com would be indispensable for any transaction of $ 250 and up.

Peace of Mind

Michigan telecomclassifiedads.com base, which buys and sells expensive telecommunications switching equipment agreement and it would be, according to Mickey Fivenson, complete any online transactions without Escrow.com.

"I use Escrow.com for all transactions My team and without them we would not be in this business. It's as simple as that.

"I deal with buyers and sellers on a daily basis, which not know each other and living in different parts of the world. Escrow.com is the only way to complete a transaction between them.

"As result, after five years of doing business through Escrow.com Never had nothing but satisfied customers. "

Dave kurko RPM Auto Wholesale in Pleasant Hill, CA can not agree more:

"Escrow.com provides a safety net for both the seller and buyer, delivery of security in an uncertain world.

"Most people understand the concept of trust, particularly if you have bought and sold real estate in a jurisdiction that uses an escrow company instead of a lawyer to settle a real estate transaction, from Indeed, that have shaped our transaction of real estate transaction. Escrow.com has rendered this approach not only possible but also very effective.

"They are also very customer focused, and thanks to its technology support we have been able to integrate the opening of an escrow account with them in our own hosted web application allowing your CRM software to talk directly to your database on a secure link.

"In fact, the only game in town. We have sought other companies, and no one else measures up."

Escrow.com-Going the Extra Mile Auto --

And when it comes to automobile transactions, Escrow.com not go the extra mile (no pun indented).

All buyers and sellers located in the U.S. using their vehicle escrow service can also use of the following additional services Escrow.com car:

Title Transfer

Escrow.com can handle everything, including paperwork from start to finish for all 50 states.

Inspection Service

Using the latest in handheld computers, and after the inspection and audit standard operating procedures, trained personnel electronically record all inspection and audit information right on the field. The reports are then available on the website and are downloadable Escrow.com for comfort.

Vehicle title insurance

TitleGuard vehicle title insurance provides a vehicle history report and insurance of up to $ 50,000 against any unreported DMV brands, title defects, and evidence of odometer rollback during the time the insured is your vehicle owner.

Of transport vehicles and motorcycles

Dependable Auto Shippers can have your vehicle delivered anywhere in the world, and JC Motors Motorcycle Transport can provide the same service for your motorcycle.

History Vehicle

Escrow.com can provide a history report of the vehicle which includes a description of the vehicle, check the title, check last problem, odometer history and a summary of the story.

Escrow.com "Detective

While it is understandable Escrow.com is gaining greater recognition as the Internet escrow company in turn for peace of mind e-commerce, its staff, on a daily basis, also hunt and work diligently to close fraudulent impostors, who are daily.

And sprout like mushrooms, the imposters: There are days when the staff discovers Escrow.com up to ten new sites such.

The good news is that these sites are located, the authorities are alerted and the sites are off the air soon.

Weighs on eBay

For Quote on the market largest online all, eBay:

Pay safely - Beware of fake escrow services when considering the use of them to pay for eBay items.

For eBay transactions, you must use eBay's approved escrow company: www.escrow.com

To avoid fraudulent e-mail scams a fake escrow service, you should visit website custody service to verify the information you received by email.

Sure writing the complete Web address (for example, www.escrow.com) into your Web browser. Do not leave your car at full Web browser the web address for you. Could error auto-complete a fraudulent Web address.

Escrow.com-The name of the house

More importantly, however, as Escrow.com gains more and more recognition in its path to becoming a household name, it becomes harder and harder for the impostors to defraud the public for the excellent reason that no Escrow.com, the only name you know you can trust.

Here a peace of mind and a night's sleep.

And for the success of online automotive operations.

Coeur d'Alene, Idaho-based Ulf Wolf writes about crime for Words & Images (ulf@words-images.com)

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