Extended Insurance Warranty

Should I keep the extended warranty?
I have a 2006 Mazda 6 that I bought brand new with 40mi. which I am refinancing. I am upside down, with the extended warranty and the gap insurance from the dealership. Should I keep the extended warranty b.c my original warranty is at 3 years/36K miles, with the ext. warranty is 5 years/72K miles. I could refinance at a lower payoff price. Should I cancel my warranty plan and put the reimbursement of it from the dealership towards my car?
I hope this makes sense
DO NOT KEEP IT. You are getting charged interest on top of the amount they charged, plus you probably have a deductible that they would charge if you used it. Think-they would not sell it if they didnt make money off of it. Plus how many cars are on the road at 100, 150, 200k miles. Most cars dont have any issues prior to 100k miles. Get the money back, and lower your payment, or better keep paying the same amount and the car will be paid off much faster. GAP insurance is good though, as long as you are upside down.
should I get an extended warranty on my mac?
I'm thinking of getting a powerbook, and they are selling me on the warranty. should I get it? I never understood the warranty thing... I feel like the thing should work, for at least three years. It will probably start having problems AFTER the warranty ends. but I feel like something you buy should function for at least that long anyway. Why do you have to buy insurance for something that they should have taken care of? If someone pays $2000 for a product, shouldn't it work by default for at least three years?
it matters because if a new mac it worth it .
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